Log In  |  Contact Us  |  Help
About Us

Putting Customers First

Gold Financial Services has been a leader in the mortgage lending industry for more than twenty years. With branches in San Antonio, Austin, Dallas, Grapevine, Laredo, McAllen, Mesquite, New Braunfels, Plano, and Rockwall, we pride ourselves on working hard to exceed the expectations of our customers.

Lower Mortgage Costs Through Cutting-edge Mortgage Origination Technology

Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available. In a rush? The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.

Highest Quality Mortgage Services

From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We’ll keep you informed every step of the way. We’re committed to building rewarding, long-term customer relationships. With that in mind, you’ll receive the highest quality mortgage services.

Meeting Every Challenge

We rapidly respond to new opportunities in today’s dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.


Apply Now
Select a loan application:


Contact Information
Ricardo Manuel Torres
SR.Loan Officer
Office: (956) 687-8500
Cell: (956) 739-5440
Fax: (888) 640-0201
Toll Free: (877) 296-0918
Email: Send Email
Log in

Ricardo Manuel Torres, SR.Loan Officer NMLS #255493
Gold Financial Services
4757 S Jackson Rd Edinburg TX 78539, 418 E Tyler Rd, TX  78550
Office:  (956) 687-8500
Cell:  (956) 739-5440
Fax:  (888) 640-0201
Toll Free:  (877) 296-0918
Copyright © 2017 Gold Financial Services | Harlingen Branch NMLS # 1051556 | Edinburg Branch NMLS# 1014698 | Ricardo Torres Loan Origninator | NMLS# 255493 | Gold Financial Services is a division of AmCap Mortgage, Ltd. NMLS # 129122. | Equal Housing Lender.
Privacy Policy  | Security Statement  |  Site Map