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We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. 









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Contact Information
Ricardo Manuel Torres
SR.Loan Officer
Office: (956) 687-8500
Cell: (956) 739-5440
Fax: (888) 640-0201
Toll Free: (877) 296-0918
Email: Send Email
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Ricardo Manuel Torres, SR.Loan Officer NMLS #255493
Gold Financial Services
4757 S Jackson Rd Edinburg TX 78539, 418 E Tyler Rd, TX  78550
Office:  (956) 687-8500
Cell:  (956) 739-5440
Fax:  (888) 640-0201
Toll Free:  (877) 296-0918
Copyright © 2017 Gold Financial Services | Harlingen Branch NMLS # 1051556 | Edinburg Branch NMLS# 1014698 | Ricardo Torres Loan Origninator | NMLS# 255493 | Gold Financial Services is a division of AmCap Mortgage, Ltd. NMLS # 129122. | Equal Housing Lender.
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